:root {
  --bg: #f4f7fb;
  --surface: #ffffff;
  --text: #141c28;
  --muted: #5a6575;
  --brand: #1a4fd6;
  --brand-dark: #1239a8;
  --accent: #f97316;
  --line: #dde4ef;
  --shadow: 0 18px 50px rgba(20, 28, 40, 0.08);
  --radius: 18px;
  --max: 1080px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: "Segoe UI", system-ui, -apple-system, sans-serif;
  color: var(--text);
  background: var(--bg);
  line-height: 1.65;
}

a { color: var(--brand); text-decoration: none; }
a:hover { color: var(--brand-dark); text-decoration: underline; }

.container {
  width: min(var(--max), calc(100% - 2rem));
  margin: 0 auto;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 20;
  backdrop-filter: blur(12px);
  background: rgba(244, 247, 251, 0.92);
  border-bottom: 1px solid var(--line);
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  padding: 1rem 0;
}

.brand-lockup strong {
  display: block;
  font-size: 1.1rem;
  letter-spacing: 0.02em;
}
.brand-lockup span {
  display: block;
  font-size: 0.76rem;
  color: var(--muted);
}

.nav {
  display: flex;
  flex-wrap: wrap;
  gap: 0.35rem 1rem;
  font-size: 0.95rem;
}

.hero {
  padding: 4.5rem 0 3rem;
}
.hero-grid {
  display: grid;
  grid-template-columns: 1.2fr 0.8fr;
  gap: 2rem;
  align-items: center;
}
.hero h1 {
  font-size: clamp(2rem, 4vw, 3rem);
  line-height: 1.15;
  margin: 0 0 1rem;
}
.hero p.lead {
  font-size: 1.12rem;
  color: var(--muted);
  margin: 0 0 1.5rem;
}
.hero-card {
  background: linear-gradient(160deg, var(--brand), var(--brand-dark));
  color: #fff;
  border-radius: var(--radius);
  padding: 1.75rem;
  box-shadow: var(--shadow);
}
.hero-card h2 {
  margin: 0 0 0.75rem;
  font-size: 1.1rem;
  opacity: 0.92;
}
.hero-card dl {
  margin: 0;
  display: grid;
  gap: 0.65rem;
}
.hero-card dt {
  font-size: 0.72rem;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  opacity: 0.75;
}
.hero-card dd {
  margin: 0;
  font-size: 0.95rem;
}

.btn-row { display: flex; flex-wrap: wrap; gap: 0.75rem; }
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 0.85rem 1.25rem;
  border-radius: 999px;
  font-weight: 600;
  border: 0;
  cursor: pointer;
}
.btn-primary {
  background: var(--brand);
  color: #fff;
}
.btn-primary:hover {
  background: var(--brand-dark);
  color: #fff;
  text-decoration: none;
}
.btn-secondary {
  background: #fff;
  color: var(--brand-dark);
  border: 1px solid var(--line);
}
.btn-secondary:hover {
  text-decoration: none;
  border-color: var(--brand);
}

.section { padding: 3rem 0; }
.section h2 {
  margin: 0 0 0.5rem;
  font-size: 1.75rem;
}
.section .subtitle {
  color: var(--muted);
  margin: 0 0 1.75rem;
}

.cards {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1rem;
}
.card {
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 1.35rem;
  box-shadow: var(--shadow);
}
.card h3 { margin: 0 0 0.5rem; font-size: 1.05rem; }
.card p { margin: 0; color: var(--muted); }

.legal-panel {
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 1.5rem;
  box-shadow: var(--shadow);
}
.legal-panel h2 { margin-top: 0; }
.legal-panel dl {
  display: grid;
  grid-template-columns: 180px 1fr;
  gap: 0.75rem 1rem;
  margin: 0;
}
.legal-panel dt {
  font-weight: 700;
  color: var(--brand-dark);
}
.legal-panel dd { margin: 0; }

.content-page {
  padding: 3rem 0 4rem;
}
.content-page h1 {
  margin: 0 0 0.5rem;
  font-size: clamp(1.8rem, 3vw, 2.4rem);
}
.content-page .meta {
  color: var(--muted);
  margin-bottom: 2rem;
}
.content-page h2 {
  margin-top: 2rem;
  font-size: 1.25rem;
}
.content-page ul { padding-left: 1.2rem; }
.content-page li { margin-bottom: 0.35rem; }

.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1rem;
}

.site-footer {
  margin-top: 3rem;
  background: #0f1728;
  color: #d7e0ef;
  padding: 2.5rem 0 1.5rem;
}
.site-footer a { color: #93b4ff; }
.footer-grid {
  display: grid;
  grid-template-columns: 1.2fr 0.8fr;
  gap: 2rem;
}
.footer-legal {
  font-size: 0.88rem;
  line-height: 1.7;
  color: #b8c5d9;
}
.footer-legal strong { color: #fff; display: block; margin-bottom: 0.35rem; }
.footer-bottom {
  margin-top: 1.5rem;
  padding-top: 1rem;
  border-top: 1px solid rgba(255,255,255,0.08);
  font-size: 0.82rem;
  color: #93a8c4;
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem 1rem;
  justify-content: space-between;
}

.notice {
  background: #eef3ff;
  border: 1px solid #cfdcff;
  color: #1e3a8a;
  border-radius: 12px;
  padding: 0.85rem 1rem;
  font-size: 0.92rem;
}

@media (max-width: 860px) {
  .hero-grid,
  .cards,
  .contact-grid,
  .footer-grid,
  .legal-panel dl {
    grid-template-columns: 1fr;
  }
  .nav { justify-content: flex-end; }
}